For example, in Manhattan, after paying “millionaire’s tax” on everything from apartment purchases to income tax “surcharges”, $150,000 per year for school (if you have four kids and want them to have a primary school education close to what you get for free in a decent suburb), send them for a few weeks of day camp in the summer for around $30,000–unless you want them to play video games all day, pay a mortgage on an apartment barely large enough to house the family (no one with a bedroom of their own) $100,000 year, pay $800/ month to park your car (no, not a luxury car), make some meaningful charitable contributions, etc. there is little left.
I mean, really. Just keep your legs closed, amirite, folks? FOUR kids? There’s eleventy-billion forms of birth control out there, fella. No glove, no love. Wait, you wanted a big family? Well, guess what. You should only have kids if you can afford them, and it sounds like you can’t afford them. Family is a luxury, you know. Everyone who doesn’t make a squillion dollars should be alone.
You want more money? Sell some bling. Get a job. Get another job, it’s the American way. You lazy fuck. Learn to clip coupons like our parents did back in the day! Maybe you should be getting your food at a cheaper store. Maybe quit buying those T-bone steaks, buddy. You don’t have a luxury car? Well, get a USED car, and like it!
You would get a better education for free in a suburb? Move to one, then. Where you want to live makes no difference at all if you can’t afford it, so you just fix yourself right up there. It’s easy, after all. Anybody can buy or sell a house these days. Go for it.
You want a better life? Make better choices.